Warning Signs of Financial Distress
If you are in financial trouble, you are not alone. Every year the attorneys at
Lewis & Jurnovoy, P.A. have helped thousands of people just like you find the legal
solutions they needed to put their finances and their lives back on track.
Please take a moment to answer the questions below. This quiz is designed to determine
whether or not you should seek the advice of a Bankruptcy professional. It is important
that you answer each question openly and honestly.
- Are bill collectors constantly calling you at home or work?
- Are you afraid to answer your telephone because you don't want to be abused by debt
collectors?
- Are you arguing with your spouse over bills?
- Do you lose sleep at night because you worry about paying your bills?
- Do you stress over your finances?
- Do you pay only the minimum payment due on your credit cards?
- Are you chronically late in paying bills?
- Do you borrow to pay for necessity items such as food , electric or gas?
- Have you reached the credit limit on one or more of your credit cards?
- Have you borrowed money to pay off your credit cards (including balance transfers
and cash advances)? “Robbing Peter to Pay Paul”
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- Do you live from paycheck to paycheck without an emergency fund?
- Have you borrowed money from friends and/or relatives to meet obligations?
- Is your vehicle in jeopardy of being repossessed?
- Has your credit line been stopped by one or more creditors?
- Is your house in jeopardy of foreclosure?
- Has your house been foreclosed or your car repossessed leaving you with a balance
due on the property that you no longer own?
- Do you write checks hoping they don't clear your bank before your paycheck gets
deposited?
- Do you have payday advance loans?
- Do you have vehicle title loan?
- Do you have multiple mortgages on your house?
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If you have answered “YES” to any of these questions, you may be experiencing financial difficulty and should take steps to re-examine your financial priorities, budget and credit obligations. If you need help arrange your FREE BANKRUPTCY CONSULTATION today at any one of three convenient locations (Pensacola, Fort Walton or Pamana City).
CLICK HERE to schedule your FREE Bankruptcy Consultation Today!