Warning Signs of Financial Distress

If you are in financial trouble, you are not alone. Every year the attorneys at Lewis & Jurnovoy, P.A. have helped thousands of people just like you find the legal solutions they needed to put their finances and their lives back on track.
Please take a moment to answer the questions below. This quiz is designed to determine whether or not you should seek the advice of a Bankruptcy professional. It is important that you answer each question openly and honestly.

  • Are bill collectors constantly calling  you at home or work?
  • Are you afraid to answer your telephone because you don't want to be abused by debt collectors?
  • Are you arguing with your spouse over bills?
  • Do you lose sleep at night because you worry about paying your bills?
  • Do you stress over your finances?
  • Do you pay only the minimum payment due on your credit cards?
  • Are you chronically late in paying bills?
  • Do you borrow to pay for necessity items such as food , electric or gas?
  • Have you reached the credit limit on one or more of your credit cards?
  • Have you borrowed money to pay off your credit cards (including balance transfers and cash advances)?  “Robbing Peter to Pay Paul”
  • Do you live from paycheck to paycheck without an emergency fund?
  • Have you borrowed money from friends and/or relatives to meet obligations?
  • Is your vehicle in jeopardy of being repossessed?
  • Has your credit line been stopped by one or more creditors?
  • Is your house in jeopardy of foreclosure?
  • Has your house been foreclosed or your car repossessed leaving you with a balance due on the property that you no longer own?
  • Do you write checks hoping they don't clear your bank before your paycheck gets deposited?
  • Do you have payday advance loans?
  • Do you have vehicle title loan?
  • Do you have multiple mortgages on your house?

If you have answered “YES” to any of these questions, you may be experiencing financial difficulty and should take steps to re-examine your financial priorities, budget and credit obligations. If you need help arrange your FREE BANKRUPTCY CONSULTATION today at any one of three convenient locations (Pensacola, Fort Walton or Pamana City).

CLICK HERE to schedule your FREE Bankruptcy Consultation Today!

Pensacola Office
1100 N. Palafox St.
Pensacola, Florida 32501
Telephone: 850-432-9110
Fort Walton / Mary Esther Office
151 South Mary Esther Cutoff, Suite 103
Fort Walton Beach, Florida 32569
Telephone: 850-863-9110
Panama City Office
825 Jenks Avenue
Panama City, Florida 32401
Telephone: 850-913-9110

We serve clients throughout the Florida Panhandle, Gulf Coast and Northwest Florida, including Pensacola, Cantonment, Milton, Century, Pace, Gulf Breeze, Navarre, Mary Esther, Fort Walton, Destin, Niceville, Crestview, Defuniak Springs, Santa Rosa Beach, Seaside, Marianna, Panama City, Port St. Joe, Lynn Haven, Wewahitchka and other communities in Escambia, Santa Rosa, Okaloosa, Walton, Bay, Calhoun, Gulf, Holmes, Jackson, Washington, Liberty and Franklin counties.

The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. We invite you to contact us and welcome your calls, letters and electronic mail. Contacting us does not create an attorney-client relationship. Please do not send any confidential information to us until such time as an attorney-client relationship has been established. The United States Congress has designated Lewis & Jurnovoy, PA, law firm as a Debt Relief Agency. We help people file for bankruptcy relief under the Bankruptcy Code.